By Private Dwelling Type
By Housing Affordability
By Housing Adequacy
By Housing Suitability
By Social Housing
Private Dwelling Type
According to the 2011 Census, there were 193,105 occupied private dwellings in Simcoe Muskoka. The majority of those private dwellings (76%) were single-detached houses. In Simcoe Muskoka and the province, the average number of persons living in a private dwelling was 2.6.
In Simcoe Muskoka, the majority of “other” dwellings were apartments in a building fewer than five storeys (38% of “other” dwellings), which was consistent with the province (37% of “other” dwellings).
According to the 2011 National Household Survey (NHS), the average value of private dwellings in Simcoe County was $313,079 and the average value of private dwellings in the District of Muskoka was $334,863. Meanwhile, the average value of private dwellings in Ontario was $367,428 in 2011.
People who lack access to acceptable housing are more likely than those with adequate housing to experience physical and mental health problems and may not have adequate funds available for other necessities such as food, clothing and transportation. In 2014, a family of four receiving Ontario Works (see Household Food Insecurity) would have to spend 93% (Simcoe) and 86% (Muskoka) of their monthly after-tax income on food and rent alone. In comparison, a middle income family of four (not receiving Ontario Works) would need to spend 28% (Simcoe) and 26% (Muskoka) of their monthly after-tax income on food and rent combined.
Residents of Simcoe County and District of Muskoka receiving social assistance, pension income or a minimum wage would also need to use the majority of their income to cover basic food and housing costs. For example, when income from one full-time minimum wage job is the income source for a family of four, 73% (Simcoe) and 68% (Muskoka) of the family’s monthly after-tax income would be needed to pay for food and rent.
According to the Canada Mortgage and Housing Corporation (CMHC), affordable housing should cost less than 30% of total before-tax household income. CMHC found that in 2011, renters in Simcoe paid an average of $960 per month on shelter costs (i.e. rent, electricity, heat and municipal services), and 44% (or 12,910) of renters spent more than 30% of their total before-tax household income on shelter costs. Renters in Muskoka paid an average of $891 per month on shelter costs, and 43% (or 1,610) of renters spent more than 30% of their total before-tax household income on shelter costs.
Homeowners in Simcoe County paid an average of $1,245 per month on shelter costs (i.e. mortgage, electricity, heat, water, municipal services, property taxes, condo fees), and 20% (or 25,910) of them spent more than 30% of their total before-tax household income on shelter costs. Homeowners in District of Muskoka paid an average of $1,029 per month on shelter costs, and 17% (or 3,110) of them spent more than 30% of their total before-tax household income on shelter costs.
In comparison, renters in Ontario paid an average of $923 per month on shelter costs (i.e. rent, electricity, heat and municipal services), and 38% (or 478,770) of renters spent more than 30% of their total before-tax household income on shelter costs. Homeowners in Ontario paid an average of $1,271 per month on shelter costs (i.e. mortgage, electricity, heat, water, municipal services, property taxes, condo fees), and 18% (or 600,770) of them spent more than 30% of their total before-tax household income on shelter cost.
Adequate housing refers to dwellings that do not require major repairs, as reported by their residents. Major repairs can include: defective plumbing or electrical wiring, or structural repairs to walls, floors or ceilings. According to the CMHC, 11% (or 415) of renters and 8% (or 1,590) of homeowners in Muskoka live in dwellings that were below adequacy standards. In Simcoe, 9% (or 2,730) of renters and 5% (or 6,120) of homeowners live in dwellings that were below adequacy standards.
In comparison, 10% (or 122,160) of renters and 5% (or 172,585) of homeowners in Ontario were living in dwellings below the adequacy standards.
Suitable housing refers to having enough bedrooms for the size and makeup of resident households (according to the National Occupancy Standard [NOS] requirements). According to CMHC, renters in Simcoe Muskoka were less likely to live in suitable housing than homeowners in 2011. In Muskoka, 10% (or 355) of renters and 5% (or 485) of homeowners were living in a dwelling below NOS requirements. This is slightly higher than the 8% (2,240) of renters and 3% (or 3,740) of homeowners in Simcoe that were living below the suitability standards.
In Ontario, 14% (or 173,545) of renters and 5% (or 157,220) of homeowners were living in a dwelling that was below the suitability standards in 2011.
In 2013, Simcoe County reported having 2,800 eligible households on their waitlist for social housing. With 2,772 rent-geared-to-income housing units, Simcoe had an approximate ratio of one housing unit per eligible household. This means that for every housing unit that was occupied, there was one eligible household on the waitlist. Simcoe County’s turnover rate has decreased from 14% in 2010 to 9.8% in 2013, indicating that households on the waitlist are seeing longer wait times to be housed (an average of 4 years).
In the District of Muskoka there were 689 eligible applicants for social housing in 2013. With 574 social housing units, there was approximately one housing unit per 1.2 eligible households on the waitlist. In 2013, the District of Muskoka saw an approximate turnover rate of 12.2%, and households on the waitlist were experiencing an average wait time of 3 to 6 years.
In 2011, the Simcoe County Alliance to End Homelessness (SCATEH) indicated that there were more than 7,500 individuals that were homeless in Simcoe County that were not seeking shelter assistance in 2010. These individuals may be accessing the Out of the Cold programs in Barrie and Midland, or are individuals or families that are temporarily living with friends, living in motor vehicles, or living in alleys and parks. For more information see SCATEH’s Report on Homelessness.